Capterra
4.8
G2
G2 Leader

Payment solutions built around your business

Swipesum helps businesses decide, build, and manage the right payment setup. Our payments team works across merchant accounts, payment processing, gateways, embedded payments, software, implementation, and ongoing operations—so the recommendation starts with your business, not a provider’s product.

Choose the Swipesum solution that fits your business

Different payment environments require different products, integrations, and support. Start with the business model that looks most like yours.

Franchises &
Multi-Location

Optimize costs, improve approvals, and gain full control over your payment performance.

Common needs

Location onboarding

Pricing governance

Franchisee adoption

POS or hardware alignment

Consistent reporting

Support at scale

Swipesum CPO

Swipesum Audit

Swipesum Gateway

Swipesum Merchant Account

Swipesum CPO

Swipesum Gateway

Swipesum Merchant Account

SaaS Companies

Embed or improve payments inside your software, grow payment revenue, reduce merchant friction, and get expert help operating the program.

Common needs

Embedded payment strategy

Merchant onboarding

Payments monetization

Gateway and API integration

Merchant support

Residual reporting and optimization

Swipesum CPO

Swipesum Audit

Swipesum Gateway

Swipesum Merchant Account

Swipesum CPO

Swipesum Gateway

Swipesum Merchant Account

Platforms & PayFacs

Build the right payment model for your platform, from referral and managed programs to white-label or PayFac-style infrastructure.

Common needs

Payment model design

Provider and gateway sourcing

Merchant migration and onboarding

Revenue share and pricing

Risk and compliance structure

Ongoing payment operations

Swipesum CPO

Swipesum Audit

Swipesum Gateway

Swipesum Merchant Account

Swipesum CPO

Swipesum Gateway

Swipesum Merchant Account

Enterprise & Mid-Market

Control payment costs, evaluate providers, improve reporting, manage complex integrations, and coordinate implementation across larger organizations.

Common needs

Processor and gateway evaluation

Contract and pricing strategy

Statement and fee audits

ERP and system integrations

Multi-entity reporting

Implementation and vendor management

Swipesum CPO

Swipesum Audit

Swipesum Gateway

Swipesum Merchant Account

Swipesum CPO

Swipesum Gateway

Swipesum Merchant Account

Ecommerce

Improve online payment costs, gateway performance, tokenization, recurring billing, approval rates, and the customer checkout experience.

Common needs

Gateway and processor fit

Online processing costs

Approval-rate optimization

Tokenization and recurring billing

Checkout and integration support

Chargeback and payment operations

Swipesum CPO

Swipesum Audit

Swipesum Gateway

Swipesum Merchant Account

Swipesum CPO

Swipesum Gateway

Swipesum Merchant Account

Small Business

Get a merchant account, payment processing, gateway, equipment, pricing, and ongoing support from Swipesum in one setup.

Common needs

Merchant account setup

Clear processing pricing

Online and in-person payments

Equipment and gateway setup

Statement and fee review

Responsive payment support

Swipesum CPO

Swipesum Audit

Swipesum Gateway

Swipesum Merchant Account

Swipesum CPO

Swipesum Gateway

Swipesum Merchant Account

What are you trying to solve?

Some visitors know their business type. Others know the payment problem they need solved. Swipesum can help from either starting point.

Reduce fees without switching processors

For enterprise, mid-market, SaaS, e-commerce, and multi-location companies that want lower payment costs but may not want to replace Stripe, Worldpay, Fiserv, Adyen, Chase, or another existing provider.

Explore Cost Savings

Run or respond to a payments RFP

For teams that need Swipesum to run an RFP process, respond to an RFP as a payments partner, evaluate providers, or build the payment strategy behind a decision.

Explore RFP & Strategy

Launch or improve platform payments

For platforms and PayFac-style companies that want to monetize payments, onboard merchants, create cost comparisons, support sub-merchants, or improve payment operations.

Explore Platform Payments

Get a better merchant account and gateway

For SaaS, e-commerce, small business, and mid-market companies that need a stronger acceptance setup, clearer pricing, implementation help, and better support.

Explore Merchant Accounts & Gateway

Get a Chief Payments Officer without building a payments department

For businesses that want experienced people actively responsible for payments over time. Swipesum can manage providers, pricing, contracts, reporting, implementations, support escalations, audits, and ongoing optimization as an extension of your team.

Talk to Our Payments Team

Products, APIs, and a full payments team, not just 1-800 support

Most payment companies sell a gateway, merchant account, or API and leave customers to manage the complexity.

Swipesum combines payment products with a hands-on payments team for strategy, provider sourcing, negotiations, implementation, audits, vendor management, support, and ongoing optimization.

Whether you start with a merchant account, gateway, embedded payments program, audit, or strategy project, Swipesum brings the same operating model: experienced people who help design, negotiate, launch, manage, and improve the payment stack, supported by software built for ongoing visibility and control.

Products

CPO

Audit

Gateway

Merchant Account

Consistent reporting

These solutions give customers the software and payment infrastructure they need.

Swipesum CPO

Swipesum Audit

Swipesum Gateway

Swipesum Merchant Account

Swipesum CPO

Swipesum Audit

Swipesum Merchant Account

Payment solutions by business type and operating model

Every business accepts payments differently. Use this as a quick guide to see which products and support layers usually apply.

Recommended products, support, and next steps by customer type
Customer TypeCommon needRecommended productsSupport layerNext step
Franchises & Multi-LocationStandardize payments, reporting, onboarding, and support across locations.CPOAuditGatewayMerchant AccountStrategyImplementationAuditsManaged OperationsFranchise Solution
SAAS CompaniesRecurring billing, usage-based billing, integrations, and merchant accounts.CPOAuditGatewayMerchant AccountStrategyImplementationAuditsManaged OperationsSAAS Solution
Platforms & PayFacsEmbedded payments, monetization, onboarding, and portfolio visibility.CPOAuditGatewayMerchant AccountStrategyImplementationAuditsManaged OperationsPlatform Solution
Enterprise & Mid-MarketCost reduction, RFPs, processor evaluation, audits, and governance.CPOAuditGatewayMerchant AccountStrategyImplementationAuditsManaged OperationsEnterprise Solution
E-commerceGateway fit, authorization, chargebacks, reporting, and reconciliation.CPOAuditGatewayMerchant AccountStrategyImplementationAuditsManaged OperationsE-commerce Solution
Small BusinessBetter merchant account, gateway, pricing, setup, and support.CPOAuditGatewayMerchant AccountStrategyImplementationAuditsManaged OperationsBusiness Solution