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Small business payment processing, with a team behind it
Swipesum provides merchant accounts and payment processing for small businesses, with cost-plus pricing options, equipment, gateways, integrations, surcharging support where eligible, and ongoing service.
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Everything you need to accept payments, with real support behind it
Swipesum provides the merchant account, payment processing, gateway, equipment, integrations, pricing structure, and support around the way your business accepts payments.
Merchant account
Open a merchant account through Swipesum with pricing, processor, hardware, gateway, and support structured around how your business accepts payments.
Payment gateway
Accept payments online, in person, by invoice, or through the systems your business already uses.
Better pricing
Understand what you are paying today and whether there is a cheaper, better option available.
Setup help
Get help with onboarding, integrations, equipment, and the details that usually slow payment setup down.
Real support
Work with a payments team instead of trying to solve every issue through a generic processor support line.
Ongoing review
As your business grows, Swipesum can continue reviewing your setup, pricing, and payment needs.
Built for small businesses that want payments to be easier
Whether you are opening a new business, switching processors, accepting cards for the first time, or trying to lower fees, Swipesum can provide the merchant account and payment setup you need.
New business or first merchant account
Get your merchant account, processing, equipment, and payment setup through Swipesum with one team coordinating the implementation.
Lower processing costs
Review your current statement, understand your effective cost, and move to a better pricing or processing setup when the economics justify it.
Online and integrated payments
Accept payments through your website, invoices, software, or gateway with a setup that works with your existing tools.
Better support when something breaks
Work with a payments team that can help with processor issues, setup questions, pricing changes, and ongoing support.
The cheapest payment processor is not always the best payment processor
A low advertised rate is only one part of the cost. Swipesum combines transparent processing economics with the merchant account, equipment, gateway, integrations, support, and ongoing cost review your business actually needs.
Getting better payment processing should be simple
Tell us about your business
Share what you sell, how you accept payments, your current provider if you have one, and your monthly volume.
We build your payment setup
Swipesum structures the merchant account, processor, gateway, pricing, equipment, and support model around your business requirements.
You see the setup and pricing clearly
We show you the processing economics, fees, equipment, gateway, and implementation plan before you move forward.
We get your account live
Swipesum supports onboarding, setup, and questions so you are not left figuring it out alone.
Accept payments the way your customers want to pay
Swipesum supports common payment types across in-person, online, invoice, ACH, and recurring payment needs.
Credit Cards
Accept all major credit cards quickly and securely.
Debit Cards
Give customers more ways to pay with debit.
ACH
Accept bank payments directly as an alternative to card payments.
Online Payments
Take payments online through secure gateways.
In-Person Payments
Accept payments in-store or on the go.
Recurring Payments
Automate subscriptions and recurring billing.
Invoice Payments
Send invoices and get paid faster, online.
Mobile Payments
Accept payments anytime, anywhere on any device.
Payment processing for many types of small businesses
Different businesses need different payment setups. Swipesum can provide a merchant account and payment solution structured around your industry, volume, channels, and operating needs.
Retail stores
Restaurants and food service
Service businesses
Healthcare and wellness
Ecommerce businesses
Contractors and home services
Professional services
Nonprofits
Why small businesses use Swipesum as their payments provider
Swipesum helps you understand which payment solution fits instead of pushing one processor by default.
We break down your statement and pricing so you can see what you are paying and where unnecessary costs may be hiding.
We help coordinate onboarding, equipment, gateway setup, and the details required to start accepting payments.
When pricing changes or processor issues come up, you have a payments team to help instead of starting over with a support queue.
