Payment resources for better business decisions

Explore payment processing guides and practical explanations of fees, providers, technology, and payment operations.

Explore the payment questions that matter to your business

Find guidance on processing costs, merchant accounts, gateways, embedded payments, and provider selection.

Payment Processing

Credit card processing, merchant accounts, processors, acquirers, ISOs, and pricing models.

Explore Payment Processing

Interchange & Fees

Visa interchange, Mastercard fees, FANF, assessments, downgrades, and statement fees.

Explore Fees

Statement Audits

Statement analysis, fee audits, interchange downgrades, processor markups, and ongoing payment cost monitoring.

Explore Statement Audits

Gateways & Infrastructure

Payment gateways, NetSuite payments, ERP payments, tokenization, and omnichannel payments.

Explore Gateways

Embedded Payments

PayFac strategy, SaaS payments, platform monetization, and white-label payment programs.

Explore Embedded Payments

Franchise Payments

Multi-location payments, franchise onboarding, reporting, support, and pricing consistency.

Explore Franchise Payments

Ecommerce Payments

Shopify Plus, gateway choices, authorization, chargebacks, and cost optimization.

Explore Ecommerce Payments

ACH & Bank Payments

ACH, EFTs, wires, FedNow, real-time payments, and bank transfers.

Explore ACH & Bank Payments

Built for Businesses That Need More From Payments

Swipesum works with companies that need lower costs, better infrastructure, cleaner data, and stronger support.

Merchants

Reduce fees, review statements, compare processors, and improve payment support.

Let’s Talk

Franchises

Create consistency across locations and simplify payment operations across your franchise network.

Let’s Talk

Platforms

Launch, optimize, and monetize embedded payments for your software platform.

Let’s Talk

Ecommerce

Lower costs, improve authorization rates, and optimize your online payment stack.

Let’s Talk

Finance Teams

Understand fees, reconciliation, reporting, and day-to-day payment operations.

Let’s Talk

Latest Insights

WinkBeds CEO, Dan Adler Shares His Swipesum Success Story

Dan Adler is a lawyer turned serial entrepreneur. Adler is founder and CEO of WinkBeds, a luxury mattress brand with a mission to unite the latest innovations in sleep tech with time-tested and handmade manufacturing techniques. The company was founded with his belief in a direct-to-consumer business model to ensure customers are getting the highest-quality products at the best prices with great customer service.

Sam Elkins

Product Manager at Swipesum

Why Your Accounting Software Matters Just as Much as Your Payment Processing System

We spend a lot of time talking about payment processing at Swipesum. After all, our mission is to find clients the best payment processing solutions for their business’ specific needs. So we talk a lot about why it’s important to evaluate your processing on a regular basis, navigate processing misconceptions, and avoid payment processing dealbreakers.

Swipesum Team

Swipesum Editorial Team

Why Entrepreneurs Should Be Careful When Choosing Credit Card Processors

We get it: running a business is hard. With so many things to look after—employees, market trends, expenditures, etc.—some things are bound to fall by the wayside and receive less attention by default. One thing that absolutely cannot be overlooked is credit card processing, it's your second largest expense behind labor and a $900b industry thriving on businesses overlooking their merchant services. Every business must thoroughly go over their processing at least once a year, and more if they’re really serious about their bottom line.

Michael Seaman

Co-founder & CEO

Want Swipesum to Review Your Payments?

If you are researching fees, processors, gateways, or audits, there is a good chance your current setup can be improved. Swipesum can help you understand what is happening and what to do next.

Book a Consultation

Review My Processing Costs