Find out if you’re overpaying Or Overbilled for payments.
Upload a recent processing statement. Our payments team will explain your fees, flag unnecessary costs, and show where you may be able to save.
Know where your payment costs are coming from
Get a clear explanation of your processing costs and practical recommendations based on your statement.
Understand Your Markups
See what your processor adds on top of interchange and card network costs.
Spot Costly Downgrades
Find transaction patterns that may be pushing your payments into higher-cost categories.
Uncover Recurring Fees
Understand statement, batch, PCI, and other recurring charges—and which may be avoidable.
Make Sense of Your Pricing
Understand how your pricing model works and what it means for your overall costs.
Review the Extra Costs
See how gateway, terminal, and payments software fees contribute to your total bill.
Find Your Next Step
Get recommendations for reducing costs or improving your setup, including options with your current provider.
How the Free Audit Works
Upload Your Statement
Upload a recent processing statement and your contact details using the form above.
Our Payments Team Reviews It
We examine your pricing, processor markups, recurring charges, and potential savings.
We Follow Up with Your Findings
Get a clear explanation of what you’re paying and recommendations you can act on.
Upload My Statement
Your statement has the answers. We help you find them.
Most merchant statements mix interchange, assessments, processor markups, monthly fees, gateway fees, PCI fees, and other charges into a format that is difficult to compare. That makes it hard to know whether your pricing is fair or whether your processor has quietly increased your costs.
Swipesum Audit turns that statement into a clear review of what you are paying, what may be avoidable, and what can be improved.
Most processors show you the statement. Swipesum shows you what the statement means.
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Payments expertise behind every review
Expert Review
Your statement is reviewed by people who understand processors, gateways, interchange, and merchant pricing.
Processor-Agnostic
Swipesum is not here to force one processor. We help you understand the best path for your business.
No Obligation
The audit helps you see what is happening. You are not required to switch providers.
Private by Default
Your statement is used to complete your audit and is handled by Swipesum’s payments team.
