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Your Chief Payments Officer. Powered by Software.
Swipesum CPO combines an experienced payments team with a central operating system for your payments. We help evaluate providers, negotiate economics, implement solutions, manage vendors, monitor performance, solve problems, and continuously improve your payment operation.
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What is CPO?
CPO is your central command center for payments, bringing together data, providers, and operations into one unified system.
Built for how payments actually work
Bring reporting, auditing, provider oversight, and payment operations into one place so your team can manage the stack with better visibility.
Payment data is spread across spreadsheets, provider dashboards, and exported statements. Teams have to manually combine reports to understand performance, costs, and trends.
Processors, gateways, merchant accounts, and internal teams each hold part of the payment picture. CPO brings the operational data and workflows together.
Blended rates and summary reports can hide fee changes, downgrades, and pricing issues. CPO makes payment cost data easier to review and monitor over time.
Multiple providers create separate support paths, reporting formats, and operating processes. CPO gives your team one place to track the relationships and work.
How CPO drives performance
Use cost, approval, provider, and operational data to identify where payment performance can be improved.
Reduce payment costs
Identify pricing issues, compare providers, and use ongoing cost visibility to guide optimization decisions.
Optimize routing
Use provider, gateway, cost, and performance data to inform routing and optimization decisions.
Improve approval performance
Track approval performance, investigate decline patterns, and identify areas where the payment setup may be improved.
CPO modules: everything in one system
CPO brings reporting, auditing, alerts, and provider management into a single operating layer for your payments.
Statement auditing
Analyze processing statements and uncover hidden fees and savings opportunities.
Alerts & monitoring
Get notified when performance drops, fees change, or issues occur across your payment stack.
Provider performance
Compare providers by approval rates, fees, and volume to make better decisions.
Reporting & dashboards
Track performance, volume, fees, and provider activity in one place.
Routing & optimization
Use performance and cost data to guide routing and optimization decisions across providers and gateways.
Implementation visibility
Track onboarding, integrations, and rollout status across providers and systems.
Built to work across your entire payment stack
CPO sits at the center of your payment ecosystem, bringing together provider, routing, audit, and operational data so your team can manage the stack with better context.
Together, these systems give your team a clearer operating model for payment decisions, implementation, and ongoing optimization.
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Built for complex payment operations
CPO is designed for businesses that operate across multiple providers, locations, and payment flows and need better visibility and control.
Multi-location merchants
Manage multiple providers and payment flows across locations.
Enterprise businesses
Gain visibility and control across large-scale payment operations.
Finance & operations teams
Monitor performance, costs, and providers in one place.
More than software
Swipesum CPO combines a payment management platform with a payments team for implementation, vendor oversight, cost control, reporting, support, and ongoing optimization.
CPO Platform
Use the CPO platform with your internal team to monitor payment costs, providers, reporting, performance, and ongoing payment operations.
CPO + Implementation
Swipesum helps select providers, negotiate the economics, configure the stack, coordinate integrations, and carry the payment solution through launch.
Managed Chief Payments Officer
Swipesum becomes an extension of your team, managing providers, pricing, support, reporting, implementations, audits, escalations, and ongoing optimization.
CPO results in a complex payment environment
See how Neighborly / ProTradeNet uses a provider-agnostic payments approach across a multi-brand franchise ecosystem with more than 15 payment-provider environments.
Neighborly / ProTradeNet: provider-agnostic payments across a multi-brand network
Swipesum evaluated provider economics, software compatibility, onboarding, support, and operating requirements across a fragmented franchise ecosystem instead of forcing every brand onto one processor.
15+
provider environments evaluated
