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The Complete Payments Stack.
With a Payments Team Built In.
Swipesum acts as your payments team—helping you choose providers, negotiate costs, implement technology, solve payment problems, and continuously improve performance. Our software and infrastructure give that team the tools to manage the entire payment stack.
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Not just payments. A better system.
Swipesum combines payment processing, merchant services, software, gateways, embedded payments, and a payments team in one operating model.
Get more than software or a support line. Swipesum gives you an experienced payments team to advise your business, manage providers, solve problems, support implementation, and continuously improve your payments operation.
We work for you, not a processor. Swipesum helps you evaluate, negotiate, optimize, and manage payment providers independently, so every recommendation is based on what is best for your business.
Our software gives you visibility and control. Our team turns that information into action. Together, they create a payments operation that is easier to manage, faster to improve, and built around your business.
Swipesum supports everything from growing businesses to software platforms, multi-location operators, and publicly traded companies. We simplify fragmented providers, systems, reporting, integrations, and payment workflows.
Swipesum CPO, Gateway, Audit, and Connect help uncover savings, improve visibility, optimize acceptance, simplify operations, and create a stronger payments program over time.
Payment software and infrastructure for every layer
Chief Payments Officer (CPO)
Payment operations, analytics, vendor oversight, cost control, and optimization in one platform.
Swipesum Connect
Embedded payments infrastructure for platforms, onboarding, monetization, and operations.
Swipesum Audit
Statement analysis software for fees, downgrades, pricing, portfolios, and ongoing cost visibility.
Solutions tailored to your business
Cost Savings
Identify and eliminate unnecessary fees while improving performance.
Enterprise RFPs
Run payment RFPs, compare providers, negotiate terms, and carry the selected solution through implementation.
Franchise Programs
Standardize and optimize payments across all locations.
Platform Payments
Design scalable payment infrastructure for SaaS and marketplaces.
Small Business Processing
Simple, transparent processing for growing businesses.
The Swipesum Process
Assess your payment setup
Swipesum reviews your processing costs, providers, payment channels, technology, contracts, support needs, and performance to understand what should change—and what should stay.
Build your payment solution
You get a clear recommendation covering provider fit, pricing, payment architecture, cost-saving opportunities, implementation needs, and next steps.
Launch the payment setup
Swipesum coordinates provider onboarding, merchant accounts, gateways, integrations, hardware, testing, migrations, and go-live with your team and payment partners.
Manage and improve payments over time
Your Swipesum payments team stays involved with provider management, support escalations, cost reviews, reporting, audits, and ongoing optimization as your business evolves.
Built for complex payment environments
We work with businesses where payments are critical to growth and performance.
Enterprise & Mid-Market
Control complex payment costs, provider relationships, reporting, integrations, and ongoing optimization across the organization.
Multi-location & Franchise
Standardize payment strategy across locations while giving operators better onboarding, pricing visibility, support, and reporting.
SaaS & Platforms
Launch or improve embedded payments with the right provider model, onboarding, infrastructure, monetization, and operational support.
E-commerce
Improve gateway and processor fit, payment costs, approval performance, token strategy, and support across your online payment stack.
