The Personal Identification Number is the digital code that PIN-based debit cardholders enter at the terminal when making a purchase.
A low-tech processing solution (typically used by low-volume merchants) which requires you to call an authorization center to process a transaction and receive authorization.
A program that is integrated into a website and makes it possible for shoppers to keep a running tally of products and services they plan to purchase.
Also called MATCH, this database is maintained by third-party processors, banks and other financial institutions.
SSL stands for Secure Socket Layer, a system for encrypting payment card data sent over the internet.
Retrieval is the first step in the chargeback process.
The ability to approve or decline a payment card transaction in seconds while the customer waits.
A transaction charged to a cardholder on a designated periodic basis (weekly, monthly, annually) as payment for products or services.
The electronic equipment used to capture, transmit and receive the information necessary for electronic payment card transactions.
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